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research article

FinTech Lending

Berg, Tobias
•
Fuster, Andreas  
•
Puri, Manju
January 1, 2022
Annual Review Of Financial Economics

In this article, we review the growing literature on financial technology (FinTech) lending-the provision of credit facilitated by technology that improves the customer-lender interaction or used in lenders' screening and monitoring of borrowers. FinTech lending has grown rapidly, though in developed economies like the United States it still accounts for only a small share of total credit. An increase in convenience and speed appears to have been more central to FinTech lending's growth than improved screening or monitoring, though there is certainly potential for the latter, as is the case for increased financial inclusion. The COVID-19 pandemic has shown potential vulnerabilities of FinTech lenders, although in certain segments they have displayed rapid growth.

  • Details
  • Metrics
Type
research article
DOI
10.1146/annurev-financial-101521-112042
Web of Science ID

WOS:000878646900011

Author(s)
Berg, Tobias
Fuster, Andreas  
Puri, Manju
Date Issued

2022-01-01

Publisher

ANNUAL REVIEWS

Published in
Annual Review Of Financial Economics
Volume

14

Start page

187

End page

207

Subjects

Business, Finance

•

Economics

•

Business & Economics

•

fintech

•

financial technology

•

lending

•

covid-19

•

information

•

risk

•

disruption

•

banking

•

future

Editorial or Peer reviewed

REVIEWED

Written at

EPFL

EPFL units
SFI-AF  
Available on Infoscience
November 21, 2022
Use this identifier to reference this record
https://infoscience.epfl.ch/handle/20.500.14299/192490
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