We studied the interdependent effects of phosphate, silicate and Ca on the formation of Fe(III)-precipitates by oxidation of 0.5 mM Fe(II) in near-neutral bicarbonate-buffered aqueous solutions at concentrations relevant for natural water resources. Complementary results obtained by a suite of analytical techniques including X-ray absorption spectroscopy and transmission electron microscopy showed that the ratio of initially dissolved phosphate over Fe(II) ((P/Fe)(init)) had a major impact on precipitate formation. At (P/Fe)(init) above a critical ratio ((P/Fe)(crit)) of similar to 0.5 in 8 mM NaHCO3 and similar to 0.8 in 4 mM Ca(HCO3)(2) electrolyte, Fe(II) oxidation led to exclusive formation of amorphous basic Fe(III)-phosphate or Ca-Fe(III)-phosphate ((Ca-)Fe(III)-phosphate) with maximum precipitate P/Fe ratios ((P/Fe)(ppt)) of similar to 0.7 in Na and similar to 1.1 in Ca electrolyte. Enhanced phosphate uptake in the presence of Ca was due to phosphate-Ca interactions coupled to Fe precipitation, mainly formation of mitridatite-like Ca-Fe(III)-phosphate polymers and Ca-phosphate polymers. At (P/Fe)(init) < (P/Fe)(crit), in the absence of silicate, (Ca-)Fe(III)-phosphate precipitation was followed by the formation of poorly crystalline lepidocrocite and concomitant transformation of the (Ca-)Fe(III)-phosphate into a phosphate-rich ferrihydrite-type precipitate with a (P/Fe)(ppt) of similar to 0.25. In the presence of 0.5 mM silicate, initially formed (Ca-)Fe(III)-phosphate nanoparticles became coated with silicate-rich ferrihydrite during continuing Fe(II) oxidation and only limited transformation of the (Ca-)Fe(III)-phosphate occurred. The results from this study indicate the complexity of Fe(III)-precipitate formation in the presence of interfering solutes and its consequences for precipitate structure and phosphate sequestration. The findings provide a solid basis for further studies of the reactivity of different Fe(III)-precipitate types and for the systematic assessment of their impact on Fe, phosphate and trace elements dynamics in natural and engineered systems. (C) 2015 Elsevier Ltd. All rights reserved.