We study harmonic mappings of the form , where h is an analytic function. In particular, we are interested in the index (a generalized multiplicity) of the zeros of such functions. Outside the critical set of f, where the Jacobian of f is non-vanishing, it is known that this index has similar properties as the classical multiplicity of zeros of analytic functions. Little is known about the index of zeros on the critical set, where the Jacobian vanishes; such zeros are called singular zeros. Our main result is a characterization of the index of singular zeros, which enables one to determine the index directly from the power series of h.