I will discuss a proposal for a unified solution of the problems of neutrino masses, dark matter, baryon asymmetry of the Universe and inflation, which does not require introduction of any new energy scale besides already known, namely the electroweak and the Planck scales. This point of view, supplemented by a requirement of simplicity, has a number of experimental predictions which can be tested, at least partially, with the use of existing accelerators and the LHC, with current and future X-ray telescopes, and with the Planck mission.